HOW WE CAN HELP

Understand your options.
Plan your next step.

Good advice starts with a question about your life—not a product. Explore the areas where a financial plan and ongoing guidance can help.

01

Financial Planning

“What should I do with my money next?”

Bring your income, spending, savings, debt, and goals into one picture. Prioritize what matters and identify practical steps for your household.

  • Cash flow and saving priorities
  • Family goals and major life changes
  • Hourly, flat-fee, or retainer advice

Learn about financial planning →

02

Retirement Planning

“Can I retire—and how will I pay for it?”

Connect your expected income, retirement accounts, spending, and timing. Understand the assumptions and risks behind your plan.

  • Retirement income and spending
  • 401(k), IRA, and rollover decisions
  • Changing needs before and after retirement

Learn about retirement planning →

03

Investment Management

“Does my portfolio match my goals?”

Review your investment mix, risk, costs, and time horizon. Ongoing management connects portfolio decisions to your broader financial plan.

  • Portfolio construction and due diligence
  • Ongoing monitoring within your agreement
  • Charles Schwab and Interactive Brokers custody

Learn about investment management →

04

Business Solutions

“What financial guidance does our organization need?”

Explore retirement benefits, employee education, and company asset management for businesses and nonprofit organizations.

  • Employer retirement plan design and review
  • Plan investment and cost evaluation
  • Guidance tailored to your size and goals

Learn about business solutions →

Talk About Your Priorities Complimentary 30-minute introduction · No obligation

What brings you here?

Advice for your household. Guidance for your organization. Start with the path that fits you.

INDIVIDUALS & FAMILIES

Your life, your family, your financial goals.

We specialize in high-net-worth and ultra-high-net-worth wealth management, and also help people building their financial foundation.

Individuals, couples, and families—including medical professionals, executives, engineers, young professionals, women in transition, and business owners.

Discuss retirement, investments, cash flow, family priorities, or a 401(k) decision.

Explore Individual & Family Services →

Discuss My Household’s Goals

BUSINESSES & ORGANIZATIONS

Your organization’s priorities, connected.

Tailored financial guidance for business owners, small and mid-sized businesses, large companies, and nonprofit organizations.

Discuss employer retirement plans, plan reviews, employee financial education, company assets, and organizational goals.

Explore Business & Organization Services →

Discuss Our Organization’s Goals

More than one way to work together.

Full wealth management starts at $250,000 in assets under management. If you are starting out or need focused advice, we also offer hourly advice, flat-fee financial plan preparation, and retainer planning.

You do not need to qualify for full wealth management to explore a planning-only engagement. Scope and fees are agreed before work begins.

Compare Service Options & Fees →

FIDUCIARY ADVICE · A DISCIPLINED PROCESS

Your best interests.
Built into our process.

Capital360Financial has a legal fiduciary duty to act in your best interests in the advisory services we provide. We put that duty into practice by connecting investment decisions with your goals and circumstances.

Understand

Your priorities come first.

We consider your goals, financial situation, risk tolerance, capacity for loss, time horizon, cash needs, and concerns—whether you are an individual, family, business, or organization.

Evaluate

The details shape the strategy.

We evaluate risks, costs, relevant choices, and potential tradeoffs before designing an investment approach. Your strategy should reflect what your money needs to do for you.

Manage

A portfolio with a purpose.

For ongoing management, investment selection, monitoring, and reviews follow your agreed service scope. We consider adjustments as your circumstances and needs change.

Even a carefully managed portfolio can decline. Positive returns and benchmark outperformance are not guaranteed. Our fiduciary commitment concerns the care, evaluation, and responsibilities behind the advice.

Why choose Capital360Financial? Explore our approach →
Compare insurance, brokerage, bank, and RIA relationships →

INDEPENDENT CUSTODY

Managed accounts are held at Charles Schwab or Interactive Brokers. Capital360Financial provides advisory and investment management services under your agreement.

BEFORE WE MEET

Clear answers to common questions.

Do I need $250,000 to work with you?

Full wealth management starts at $250,000 in assets under management. Planning-only engagements are also available through hourly advice, flat-fee financial plans, and retainers.

Compare service options and fees →

Do I have to move my accounts?

No account transfer is required to book a conversation or explore planning-only services. If ongoing management is a fit, we review your current arrangement and relevant choices before a transfer recommendation.

What happens in the first meeting?

In a complimentary 30-minute introduction, we discuss your goals, questions, and service needs. You can learn about our approach, fees, and next steps before deciding whether to engage us.

Can I get a second opinion?

Yes. The complimentary 60-minute second-opinion meeting is for questions about your current financial plan, portfolio, retirement strategy, or organization’s retirement benefits.

Choose a second-opinion time →

START WITH A CONVERSATION

What would you like to feel clearer about?

Bring your questions about financial planning, retirement, investments, or your business. We’ll help you identify a sensible starting point.

Schedule a Complimentary Consultation Get a Second Opinion

Zoom or in person in Springfield, Missouri · No obligation to open or transfer an account

Shuyang Balazi

Senior Fiduciary Wealth Management Advisor
shuyang.balazi@capital360financial.com
417 350 1113

FOUNDER · FIDUCIARY ADVISOR · PORTFOLIO MANAGER

A thoughtful approach to wealth. A personal commitment to your priorities.

Shuyang Balazi founded Capital360Financial to bring investment management, financial planning, and business solutions together around each client’s goals.

Her work connects portfolio decisions with retirement needs, family priorities, and organizational objectives—with clear communication about strategy, risk, and fees.

Schedule a Complimentary Consultation

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